Soccer The War Game! -Looking Back To Its Origin

Believe it or not, but the modern day soccer owes its origin to the barbarous war mongering nature of human beings.

There is no proper documentation that can state the date and place of origination of the most popular modern day sportSoccer. However, depending on the socio-historical facts and data we can assume that some type of a ball game was played somewhere in this planet for at least over 3000years now.

The earliest evidence of soccer was found in Kyoto, Japan where a field marked to play a ball-kicking game was found.

There is also proper documentation that supports the fact that the Chinese military forces around 2nd and 3rd century BC (Han Dynasty) played a game that involved kicking a ball into a small net. This was then an essential skill building exercise for the armed forces.

Historical evidence also shows that some form of Soccer was played also by the Greeks and the Romans, however, the primitive form involved a larger team on each side. At times the team strength would go up even to around 27 people on each side. The Greeks were playing four different forms of the ball game, namely "Episkyros", "Ourania", "Pheninda" and "Keritizein". Episkyros was the closest to football. In this 2 equally numbered teams, would try to throw the ball over the heads of the other team. There was a white line between the teams and another white line behind each team. Teams would change the ball often until one of the team is forced behind the line at their end.

Now, how many of you would believe that the modern day soccer actually originated as a war game?

Unbelievable, but true! The first Football (as Soccer is called in Britain) game was played by the locals of east of England, where they started a game, kicking around the severed head of a Danish prince whom they have defeated in a war. That marked the origination of Football as a war game.

After this, for a long time, football was played by rival towns and villages where the objective was to move the ball to a predetermined spot. Hundreds of people would take part in these games and a single game could last a whole day. Punching, kicking, biting , everything was allowed.

The savage nature of this form of football was not much appreciated by the rulers and the Royalty took all possible steps to stop these games. King Edward III of England, passed laws in 1331 to stop the game, he was followed by King James I of Scotland in 1424. The Queens were not far behind, rather, had a more strict approach. Queen Elizabeth I of England, enacted laws that could sentence a football player to jail for a week followed by penancing in a church.

However, in spite of all their best efforts and intentions they could not stop the game. It was too popular among the masses and they loved the game.

The first approach to regularize and give a civilized form to this game was taken by the famous Eton College of England in 1815 when they established a set of rules for the games. These rules were accepted by the other schools, colleges and universities. Later, in 1848, these rules were further standardized and a new version was adopted by all the schools, college and universities. This new set of rules was known as the Cambridge Rules.

At this stage, there were actually two set of rules that were being followed in this game. Some organizations preferred to follow the rules of the Rugby School, that allowed tripping, kicking and carrying the ball, whereas the Cambridge rules prohibited all this methods.

In October, 1863, The Football Association was formed, when eleven London schools and clubs came together to establish a single set of rules to administer any football match that were to be played among them. On 8 December 1863, Association Football and Rugby Football finally split onto two different organizations.

In 1869, these rules were further amended to exclude any handling of the ball beyond the scope of acceptability and that created the foundation for the modern day sports maniaSOCCER !

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Podcasting Your Own Podcast

The hippest new way to broadcast information on the internet, podcasting, crept into internet vocabulary in 2004. And the editors of the New Oxford American Dictionary have selected podcast as the word of the year for 2005.

Why is podcasting cool and so compelling? Unlike traditional broadcasting, podcasting allows you to select what you want to download to your iPod or other portable audio device and listen to later.

A podcast is the wide and growing world of a blog. And of course that means its just as cheap: free and easy for all. The major difference is that a podcast involves audio content feeds of live happenings while a blog records what happened in the past. So podcast yourself and youll catch up with the growth of technology.

Especially, no one controls over what you have podcast. No rules, no regulations. Adam Curry, known as an MTV VJ to some but to most as one of the fathers of podcasting, said, "You can hear all these shows that are completely free and open with no FCC restrictions and they don't have to sound the way radio traditionally has." He added, "Anyone who wants to sell anything or communicate through audio can use this technology." And since anyone can be a podcaster, the cost of publishing free speech plunges.

Podcasting is a cross between a radio show and a blog. The great thing is anyone can produce a podcast with little budget and basic knowledge of IT. Once you have produced your own podcast, and as long as you keep on podcasting, you can invite people to subscribe to receive updates regularly instead of having to revisit your site. This is done in a very similar way to using an RSS reader to syndicate blog.

Now, if you want to be a celebrity overnight, all you need is a little piece of software, sort of Music Morpher Gold, a microphone and a great concept and you're an instant podcaster. Not only will your voice be podcast, the many formats of podcasting will also let you publish your video or pictures. Thats the reason why you can use DVD Player-Morpher Gold to produce those stuffs.

Have a future in the entertainment industry. Host your own talk show, music radio, personal radio show, etc. Or just distribute your audio and video via the internet. Its all about convenience! Let everyone see your music as a proper podcast in place of "a common crap.

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Do Rising Property Taxes Threaten the Future for Residential Investors?

Higher taxes on top of a high LTV can destroy your cash flow.

Over the past couple of years, I have been concerned that rising property tax rates will eventually threaten the livelihood of rental property owners.

As if to partially confirm this, I have recently been contacted by two different investors who are victims of property tax hikes that took them from a positive to a negative cash flow.

In both cases we are talking about a doubling of the property tax bill in one single year.

I personally experienced a near tripling of taxes on a rental property. My per month cost for taxes went from an initial estimate of $54.17 at the time of purchase to $125 per month the following year.

The fact is no single entity on the face of the earth can affect your real estate investments the way that government can. Governments can add a significant cost of doing business via rising tax rates.

It can change the rules in the middle of the game, force you to pay up or else, and only government, (especially local government), has the power to affect every single property owner in a given city, or county. Even bankruptcy won't rescue you from the clutches of the tax man.

The general rule of thumb for residential property investing is that you should never exceed 80% financing on your income property. You should plan for higher taxes and keep your LTV at a reasonable level. While there are 90% and even 95% loans out there for investors, it can be dangerous to take out such loans as the risk of negative cash flow is much higher.

Most investors and even home owners, should be very cautious about refinancing residential properties to pull additional cash out. A higher loan amount, combined with a large tax assessment could put you in the red overnight.

If your strategy is to buy and hold, be very cautious about exceeding an 80% Loan To Value. Over-financing can cost you a whole years profits to compensate for a two month vacancy.

If your rent rates have to be artificially high in order to cover loan payments and taxes, you may not be able to find a suitable tenant. Few investors can handle the financial strain of vacancies and negative cash flow for long periods of time.

The issues facing our cities and counties in the 21st century are complex and appear to be beyond the knowledge and expertise of most local politicians. We must find new ways to manage the costs of government services in order to insure a supply of affordable housing in the years to come. Increasing property taxes has traditionally been a local governments answer to every budgeting need. If this continues, it could put investors in many cities out of business, and ruin the small investor's ability to provide affordable housing.

For now, keeping lots of equity in your properties is the only real way you have to protect yourself from negative cash flow caused by rising property taxes. While it is exciting to think about taking tens of thousands of dollars out of your properties to use for tax free income, smart investors are very conservative here, and prefer to keep lots of equity for a rainy day.

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